John ReVeal is a partner and a member of the Payments, Banking Regulation, and
Consumer Financial Services practice group. He concentrates his practice on
bank regulation, consumer financial compliance, and Bank Secrecy Act and anti-money
laundering matters.
John routinely advises clients with respect to the following laws and regulations:
- Bank Secrecy Act
- Truth in Lending Act and Regulation Z
- Real Estate Settlement Procedures Act and Regulation X
- Equal Credit Opportunity Act and Regulation B
- Fair Credit Reporting Act and Regulation V
- Electronic Fund Transfers Act and Regulation E
- Truth in Savings Act and Regulation DD
- Consumer Leasing Act and Regulation M
- Consumer Privacy Provisions of the Gramm-Leach Bliley Act and state law
equivalents
John also advises bank and nonbank lenders on state interest and usury matters,
advises financial institutions regarding bank and savings association powers,
federal preemption, and exportation of interest rates and fees, and assists clients
in identifying lender licensing requirements and obtaining the necessary licenses.
John’s Bank Secrecy Act work includes the development and implementation of
enterprise-wide compliance management programs; enterprise-wide BSA/AML compliance
programs; annual compliance and BSA/AML risk assessments; and assisting financial
institutions in preparing for and responding to BSA/AML compliance examinations.
John is a Certified Anti-Money-Laundering Specialist (CAMS).
